Welcome to MUNAFAWALA, Best Loan Provider Company.

Providing the best future for your best living

Lowest Interest Rates – Calculate EMI – Check Eligibility – Fast Approval
from Bank/NBFC – Special Offers

7.00% ONWARDS.

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    Easy to apply for a loan with us,Once you have complete this form.

    Reason to Choose us

    Loan Tenure

    The repayment tenure determines the interest rate charged by the bank. Shorter the repayment tenure, higher will be the rate of interest charged. We are the best  loan against property agency in jaipur, our loan against property agents will help reslove any issues

    Credit Score

    You must have a credit score of 700 and above if you wish to avail a loan against property in Jaipur at lower rates of interest.

    Type of property

    The market value and the type of property determines the interest rate charged by the lender.

    Profile of the applicant

    The age, occupation, income, etc. also determines the interest rate charged by the bank.

    Best Loan Against Property Schemes

    Bank Interest Rate Loan Amount Tenure
    State Bank of India 8.45% p.a.- 10.00% p.a. Up to 7.5 crore 5-15 years
    ICICI Bank 8.90% p.a. – 9.10% p.a. Up to Rs.5 crore Up to 15 years
    HDFC Bank 9.25% p.a. – 10.35% p.a. Up to 65% of the value of the property Up to 15 years
    IDFC First As per the terms and conditions Rs.5 lakh – Rs.10 crore Up to 20 years
    Tata Capital 10.10% p.a. onwards Rs.10 lakh – Rs.3 crore Up to 15 years
    Axis Bank Up to 11.25% p.a. onwards Rs.5 lakh – Rs.5 crore Up to 20 years
    Kotak Mahindra Bank At the discretion of the bank Rs.10 lakh – Rs.5 crore Up to 15 years
    IIFL 11.50% to 22% p.a. Up to Rs.10 crores Up to 10 years
    Edelweiss Financial Services Ltd As per the terms and conditions Up to Rs.25 crore Up to 15 years

    Eligibility criteria for Loan Against Property

    Type of property The property should be in India, be it a residential or commercial property.
    Minimum and maximum age 25 to 65 years
    Employment type Salaried or Self-employed
    Net monthly income Rs.25,000 minimum monthly income
    Others Legal property documents authorized by the Government of India – Registration Certificate, Property Tax Receipts, Sales Deed, etc.

    Documents required to apply for the Loan Against Property

    Proof of Identity PAN card, Passport, Driving License, etc.
    Proof of Address Passport, Electricity Bill, Aadhaar card, etc.
    Property Documents Copy of original sale deed, allotment-possession letter, NOC from society.
    Income Proof Latest Income Tax Return Certificate, Form 16, salary slips, audited financial sheet, certificate of practice, qualification certificate, Shop Act License, Sales Tax Certificate, etc.

    Features and Benefits of Loan Against Property

    Lower rate of interest Secured loans usually have a lower rate of interest when compared to unsecured loans. In addition to that, if you have a good credit score and credit history, the chances of you getting a loan at a low rate of interest goes up.
    Simple documentation and approval process The process of documentation and approval of loans is generally simple when it comes to a loan against property. The property against which the loan is availed acts as collateral in this case. This allows lenders to go forward with an easy documentation process.
    Flexibility in repayment of the loan Most loans against property offers a flexible loan repayment tenure. On the basis of the lender that you choose, you can avail a loan repayment tenure of as long as 20 years.
    Continuous ownership of the property In case of a loan against property, the ownership of the property is retained with the borrower. When you offer your property as a collateral for a loan, the ownership does not change. This also allows you to sell the property in case you are unable to repay the loan.
    Availability of pre-closure option You have the option to pre-close your loan against property if you wish to do the same. If the loan that you have availed comes with a variable interest rate, you will not be required to pay any penalties for the pre-closure of the loan. However, you will be required to pay a nominal amount if your loan was on fixed interest rate.
    Optimal utilisation of the property In case you avail a loan and you have a property which you offer as a collateral, you get to satisfy your financial needs with the loan amount which will be at par with the property. At the same time, you also get to retain your property. You can decide to not sell your property and still avail enough money to meet your requirements that too at affordable rates of interest.

    Customer Reviews

    See what our customers have to say about Munafawala products, people and services.

    “I loved the customer service you guys provided me. That was very nice and patient with questions I had. I would really like definitely come back here”


    “We came out of their offices very happy with their service. They treated us very kind. Definite will come back. The waiting time was very appropriate.”


    “I want to express my appreciation for assistance that you provided over several years to help resolve a difficult financial situation when my debt was out


    Ask about the process of applying for a Loan?

    Avail loan against residential/commercial properties or a loan to purchase a commercial property.

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    Loans against property has a maximum tenure of 15 years, subject to the condition it does not exceed your retirement age. This condition however can be flexible in certain cases

    You repay the loan in Equated Monthly Installments (EMIs) comprising principal and interest. Repayment by way of EMI commences from the month following the month in which you take full disbursement.

    As the name implies you need to mortgage your property for availing this loan. This mortgage is Equitable mortgage by Memorandum of Entry by way of deposit of title deeds and/or such other collateral security, as may be necessary. Collateral security for by way of assignment of insurance policy or any such other assignable financial instruments are also required, as security to loan if deem necessary by the Bank.

    Please do ensure that the title to the property is clear, marketable and free from encumbrance. To elaborate, there should not be any existing mortgage, loan or litigation which is likely to affect the title to the property adversely.

    Yes. Prepayment is possible and there is no prepayment fee if you repay the loan after six months of availing the loan if you pay from your own source of funds without transferring the loan.

    The repayment capacity of the applicant(s) based on Resident status is reassessed and a revised repayment schedule worked out. The new rate of interest will be as per the currently applicable rate of Resident Indian loans (for that specific loan product). This revised rate of interest would be applicable on the outstanding balance being converted. A letter is given to the customer confirming the change of status.

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