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About Home Loan

Apply for Home Loan in Jaipur up to Rs.10 crore with interest rates starting at 6.65% p.a. with additional benefits such as extended loan terms and flexible repayment options. Simple documentation, quick processing, and excellent customer service with a response time of 30 – 45 minutes makes Munafawala a go-to place for all your home loan needs discuss your financial queries with our best Home Loan Agent in Jaipur.

Our Home loan provider in Jaipur provide home loans at low-interest rate. Our home loan agency in Jaipur avail you loan online at low interest that too hassel free just contact us.

We also offer to transfer your home loan balance. Munafawala home loans extend from Rs. 5 lakhs upto Rs. 10 crores and start at an affordable interest rate of just 6.90%*. You can choose the home loan amount, tenure, and the EMI period as per your convenience.

And what’s more is that our best Home Loan company in Jaipur have  minimum documentation and is easy and seamless. Moreover, our years of experience in the industry make us the reliable home loan provider you have been looking for! We know best home loan agency in Jaipur.Home credit offers advantages like saving expense, guaranteeing sufficient liquidity and freedom to allow your assets to develop. We are providing home loans in Jaipur at low interest Rate.

Top Home Loan Schemes & Offers

Kotak Mahindra Bank – Best for Low Interest Rate

  • Low interest rates starting from 6.65% p.a.
  • Processing fee of up to 0.50% of the loan amount
  • Loan tenure of up to 30 years
  • Zero prepayment charges
  • Balance transfer with top-up loan available

SBI Bridge Home Loan – Best for Short-Term Requirements

  • Attractive interest rates starting from 9.50% p.a.
  • Processing fee of 0.35% of the loan amount
  • Loan tenure of up to 2 years.
  • No prepayment penalty
  • No hidden charges

ICICI Bank Extra Home Loans– Best for Long Term Requirements

  • Low interest rates starting from 6.90% onwards.
  • Maximum loan tenure of 30 years
  • Low processing fee of 0.5% of the loan amount
  • For both salaried and self-employed individuals
  • No prepayment charges

Canara Bank Housing Loan – Best Interest Rate for Women

  • Low interest rates for women starting from 6.90% onwards.
  • Maximum repayment tenure of 30 years
  • Processing fee of up to 0.50% of the loan amount
  • Can be used to purchase or construct a house/flat
  • Zero prepayment charges

Axis Bank Home Loan – Best Interest Rate for Salaried Employees

  • Low interest rates starting from 6.90% onwards.
  • Loan amount of up to Rs.5 crore
  • Maximum repayment tenure of 30 years
  • Processing fee of up to 1% of the loan amount
  • No prepayment/foreclosure charges

SBI Home Loan – Joint Home Loan

  • Low interest rates starting from 6.70% onwards
  • Maximum loan tenure of 30 years
  • 100% waiver on processing fee if applied through YONO app
  • No hidden charges
  • Women borrowers get interest concession

HDFC Reach Home Loans for self-employed professionals

  • Attractive interest rates starting from 6.95% onwards
  • Flexible repayment tenure of up to 30 years
  • Processing fee of 2% of the loan amount
  • Minimal documentation with minimum income of Rs.2 lakh p.a.
  • Add a woman co-owner for lower interest rates

LIC HFL Home Loan for Pensioners/Senior Citizen

  • Low interest rates starting from 6.90% p.a.
  • Repayment tenure of up to 15 years or till 70 years of age
  • Processing fee ranging between Rs.10,000 and Rs.15,000
  • Loan to be repaid before the age of 70
  • Individuals above the age of 50 having a pension scheme but still employed can also Apply

SBI Privilege Home Loan for Government Employees

  • Low interest rates starting from 6.95% p.a.
  • Zero processing fee
  • Loan tenure of up to 30 years
  • Reduced interest rates for women borrowers
  • Interest concession when checkoff is provided

Axis Bank NRI Home Loan: Best for NRIs

  • Attractive interest rates starting from 6.90% p.a.
  • Flexible loan tenure of up to 25 years
  • Minimal documentation and quick disbursal
  • Minimal processing fee
  • Zero foreclosure charges

Apply for loan

Get financing for whatever you need now

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

New Home

New Home Loan in Jaipur at basic interest rates from Munafawala-Loan Company. You can apply online and check your eligibility and easy EMI. Fast Approval for your new home loan, with best Home Loan Agent in Jaipur.

Home Conversion

A home conversion loan is a scheme for those who have already taken a housing loan. This loan follow some rules and regulations.It is a part of loan.

Land Purchase

Munafawala Loan offers home loan for land purchase to make your dream home. You can compare home loan in Jaipur, rates with our compare loan table. Apply online for Home Loan.

Home Renovation

Get instant approval for renovation your home. Munafawala introduce home improvement loan. It is with basic rate and flexible EMI repayment. For more detail you can check our loan products.

Avail home loans

Bank NameInterest RateProcessing FeeLoan Amount/Tenure
LIC HFL Home LoanLIC HFL Home Loan6.90% p.a. onwards(Floating Rate)Up to ₹1 Cr – 0.25% of Loan Amount, subject to maximum ₹10,000/- (Plus GST), Above ₹1 Cr and up to ₹5 Crs – 0.25% of Loan Amount, subject to maximum ₹25,000/- (Plus GST) (Processing Fee)₹ 30L -₹ 5CrsLoan Amount5-30 YearsTenure RangeApply Now
Union Bank Home LoanUnion Bank Home Loan6.80% p.a. onwards*(Floating Rate)– (Processing Fee)₹ 25L MinLoan Amount1-30 YearsTenure RangeApply Now
HDFC Limited Home LoanHDFC Ltd. Home Loan6.70%* – 8.00%(Floating Rate)Up to 0.5% (max.₹ 11,800)(Processing Fee)₹ 5L -₹ 10CrsLoan Amount1-30 YearsTenure RangeApply Now
Axis Bank Home LoanAxis Bank Home Loan6.90% p.a. onwards(Fixed /Floating Rates)0.50% (min.₹ 10,000) (Processing Fee)₹ 5L -₹ 10CrsLoan Amount1-30 YearsTenure RangeApply Now
ICICI Bank Home LoanICICI Bank Home Loan6.90% – 8.05%(Floating Rate)0% – 0.50% + Applicable Taxes One time fee (Processing Fee)₹ 5L -₹ 10CrsLoan Amount3-30 YearsTenure RangeApply Now

Get financing for whatever you need now

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Features of Home Loan

All loans are not created equal, personal loan has become a great option for people to use.

Salaried & Self Employed

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Loan For Agriculturists

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Home Loans For NRIs

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Home Loan - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.


Minimum age of applicant at loan maturity: 18 years and Maximum age of applicant at loan maturity: 70 years

Resident Type

The applicant must be (any one)

  • Resident Indian
  • Non-Resident India (NRI)
  • Person of Indian Origin (PIO)

Credit Rating

A good credit score of at least 750 or more obtained from a recognised credit bureau.


The applicant can be (any one):

  • Salaried
  • Self-employed


The applicant must be (any one)

  • A permanent residence
  • A rented residence where he/she has resided for at least a year prior to applying for a loan

Net Annual Income

At least Rs.5-6 lakh depending on the type of employment.

Home Loan Documents Required

Identity Proof (any one)Residence Proof (any one)Other Documents
Driving LicenseCopy of Electricity Bill/Water Bill/Telephone BillEmployer Identity Card
PANCopy of valid Passport/Aadhaar Card/Driving LicenseDuly filled loan application form affixed with 3 passport size photographs
Voter IDLoan account statement for the previous 12 months if the applicant has any other ongoing loan from other banks/financial institutions
Valid PassportBank account statements for all the bank accounts owned by the applicant for the last six months

Income Proof Documents

For Self-employed Applicant/Co-applicantFor Salaried Applicant/Co-applicant
Income Tax Returns for the last 3 yearsSalary Slips for the last three months
Certificate of Qualification (for Doctors/CA and other professionals)Copy of Form 16 or Income Tax Returns for the last two years
Balance Sheet audited by a certified CA and Profit and Loss account for the previous 3 years
Business License Details
Business address proof
TDS Certificate

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

A home loan is a secured loan that you can take from a bank or any other lending institution at a certain rate of interest. Usually, the concerned property is taken as a security by the lender. The lender has all the rights to sale the property as loan recovery in case you fail to repay your dues. Home loan repayments are done through EMI or equated monthly interest which depends on the amount of money you have borrowed, interest rate, and loan tenure. Most home loans and Home Loan agency in Jaipur are designed for purchasing or constructing a house/flat on a property, however there are loans for home renovation and extension as well. Most banks offer loans of up to 90% of the total property cost, however, the final sum offered is solely at the lender’s discretion and depends on the amount borrowed and certain other parameters.

Before signing up for a home loan product, it’s best that you compare loans offered by different banks and lending institutions. While comparing, consider the interest rate, Loan-to-Value (LTV) ratio, processing fees, and tenure offered by the bank. Use a home loan EMI calculator and calculate your EMI based on these factors. Compare multiple home loan products by various banks by using this method. Also, certain lenders roll out home loan Agency in Jaipur offers with reduced interest rates from time to time. Keep an eye on that too while looking for a loan. Also, know your requirements first before applying. You can go through the above list to get an idea regarding which bank’s home loan would suit your requirement.

Usually, it takes 3 to 4 weeks to get home loan sanctioned. However, you need to keep a few factors in mind for a better understanding. First of all, you need a pre-approval of your home loan from the concerned lender to get your loan sanctioned. However, pre-approval doesn’t always mean that your loan will be disbursed immediately and depends on certain external as well internal factors. For instance, your loan sanction can be delayed if there’s delay in submission of property or income-related documents.

Banks/financial institutions consider the following factors when determining your loan eligibility:

  • Age
  • Annual Income
  • Occupational stability
  • Resident type [Indian Citizen, Non-Resident Indian (NRI), Person of Indian Origin (PIO)]
  • Number of co-applicants
  • Co-applicants’ income
  • Credit score
  • Other ongoing loans, if any

The rate of interest associated with fixed rate loans remain unchanged during the entire tenure of the loan. On the other hand, the interest rates applicable on floating rate loans can be revised from time to time depending on the RBI key policy rates. The equated monthly instalments can increase or decrease depending on the prevailing RBI rates in the case floating rate type loans.

Yes, you can choose to prepay your outstanding loan amount either partially or in full before the completion of your loan tenure. While banks do not charge any prepayment fee on floating rate loans, fixed rate home loans attract a penalty up to 2% of the loan amount if prepaid through refinance.

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