Avail Housing Loan in Jaipur up to Rs.10 crore with interest rates starting at 6.65% p.a. with additional benefits such as extended loan terms and flexible repayment options. Simple documentation, quick processing, and excellent customer service with a response time of 30 – 45 minutes makes Munafawala a go-to place for all your housing loan needs discuss your financial queries with our best Housing Loan Agent in Jaipur.
We also offer to transfer your housing loan balance. Munafawala housing loans extend from Rs. 5 lakhs upto Rs. 10 crores and start at an affordable interest rate of just 6.90%*. You can choose the housing loan amount, tenure, and the EMI period as per your convenience.
And what’s more is that our Housing Loan Agency in Jaipur have minimum documentation and is easy and seamless. Moreover, our years of experience in the industry make us the reliable housing loan provider you have been looking for! We know best housing loan agency in Jaipur.
Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.
New Housing Loan in Jaipur at basic interest rates from Munafawala-Loan Company. You can apply online and check your eligibility and easy EMI. Fast Approval for your new housing loan, with best Housing Loan Agent in Jaipur.
A housing conversion loan is a scheme for those who have already taken a housing loan. This loan follow some rules and regulations.It is a part of loan.
Munafawala Loan offers housing loan for land purchase to make your dream housing. You can compare housing loan in Jaipur, rates with our compare loan table. Apply online for Housing Loan.
Get instant approval for renovation your housing. Munafawala introduce housing improvement loan. It is with basic rate and flexible EMI repayment. For more detail you can check our loan products.
| Bank Name | Interest Rate | Processing Fee | Loan Amount/Tenure | |
|---|---|---|---|---|
| LIC HFL Housing Loan | 6.90% p.a. onwards(Floating Rate) | Up to ₹1 Cr – 0.25% of Loan Amount, subject to maximum ₹10,000/- (Plus GST), Above ₹1 Cr and up to ₹5 Crs – 0.25% of Loan Amount, subject to maximum ₹25,000/- (Plus GST) (Processing Fee) | ₹ 30L -₹ 5CrsLoan Amount5-30 YearsTenure Range | Apply Now |
| Union Bank Housing Loan | 6.80% p.a. onwards*(Floating Rate) | – (Processing Fee) | ₹ 25L Min Loan Amount 1-30 Years Tenure Range | Apply Now |
| HDFC Ltd. Housing Loan | 6.70%* – 8.00%(Floating Rate) | Up to 0.5% (max.₹ 11,800)(Processing Fee) | ₹ 5L -₹ 10Crs Loan Amount 1-30 Years Tenure Range | Apply Now |
| Axis Bank Housing Loan | 6.90% p.a. onwards(Fixed /Floating Rates) | 0.50% (min.₹ 10,000) (Processing Fee) | ₹ 5L – ₹ 10Crs Loan Amount1-30 Years Tenure Range | Apply Now |
| ICICI Bank Housing Loan | 6.90% – 8.05%(Floating Rate) | 0% – 0.50% + Applicable Taxes One time fee (Processing Fee) | ₹ 5L – ₹ 10Crs Loan Amount 3-30 Years Tenure Range | Apply Now |
All loans are not created equal, personal loan has become a great option for people to use.
Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.
Minimum age of applicant at loan maturity: 18 years and Maximum age of applicant at loan maturity: 70 years
The applicant must be (any one)
A good credit score of at least 750 or more obtained from a recognised credit bureau.
The applicant can be (any one):
The applicant must be (any one)
At least Rs.5-6 lakh depending on the type of employment.
| Identity Proof (any one) | Residence Proof (any one) | Other Documents |
|---|---|---|
| Driving License | Copy of Electricity Bill/Water Bill/Telephone Bill | Employer Identity Card |
| PAN | Copy of valid Passport/Aadhaar Card/Driving License | Duly filled loan application form affixed with 3 passport size photographs |
| Voter ID | Loan account statement for the previous 12 months if the applicant has any other ongoing loan from other banks/financial institutions | |
| Valid Passport | Bank account statements for all the bank accounts owned by the applicant for the last six months |
| For Self-employed Applicant/Co-applicant | For Salaried Applicant/Co-applicant |
|---|---|
| Income Tax Returns for the last 3 years | Salary Slips for the last three months |
| Certificate of Qualification (for Doctors/CA and other professionals) | Copy of Form 16 or Income Tax Returns for the last two years |
| Balance Sheet audited by a certified CA and Profit and Loss account for the previous 3 years | |
| Business License Details | |
| Business address proof | |
| TDS Certificate |
If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.
A housing loan is a secured loan that you can take from a bank or any other lending institution at a certain rate of interest. Usually, the concerned property is taken as a security by the lender. The lender has all the rights to sale the property as loan recovery in case you fail to repay your dues. Housing loan repayments are done through EMI or equated monthly interest which depends on the amount of money you have borrowed, interest rate, and loan tenure. Most housing loans and Housing Loan agency in Jaipur are designed for purchasing or constructing a house/flat on a property, however there are loans for housing renovation and extension as well. Most banks offer loans of up to 90% of the total property cost, however, the final sum offered is solely at the lender’s discretion and depends on the amount borrowed and certain other parameters.
Before signing up for a housing loan product, it’s best that you compare loans offered by different banks and lending institutions. While comparing, consider the interest rate, Loan-to-Value (LTV) ratio, processing fees, and tenure offered by the bank. Use a housing loan EMI calculator and calculate your EMI based on these factors. Compare multiple housing loan products by various banks by using this method. Also, certain lenders roll out housing loan Agency in Jaipur offers with reduced interest rates from time to time. Keep an eye on that too while looking for a loan. Also, know your requirements first before applying. You can go through the above list to get an idea regarding which bank’s housing loan would suit your requirement.
Usually, it takes 3 to 4 weeks to get housing loan sanctioned. However, you need to keep a few factors in mind for a better understanding. First of all, you need a pre-approval of your housing loan from the concerned lender to get your loan sanctioned. However, pre-approval doesn’t always mean that your loan will be disbursed immediately and depends on certain external as well internal factors. For instance, your loan sanction can be delayed if there’s delay in submission of property or income-related documents.
Banks/financial institutions consider the following factors when determining your loan eligibility:
The rate of interest associated with fixed rate loans remain unchanged during the entire tenure of the loan. On the other hand, the interest rates applicable on floating rate loans can be revised from time to time depending on the RBI key policy rates. The equated monthly instalments can increase or decrease depending on the prevailing RBI rates in the case floating rate type loans.
Yes, you can choose to prepay your outstanding loan amount either partially or in full before the completion of your loan tenure. While banks do not charge any prepayment fee on floating rate loans, fixed rate housing loans attract a penalty up to 2% of the loan amount if prepaid through refinance.
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