Welcome to MUNAFAWALA, Best Loan Provider Company.

About Personal Loan

Sometime we need personal funding to manage your finances, Munafawala providing personal loan at best interest rates starting from 9.00% onwards. Get personal loan tenure ranging upto 12- 60 months any easy going tenure so that you can pay your personal loan on time without any pressure. Our Personal Loan agents in Jaipur are always at your service they will guide you at every step so that you can avail loan without any hassel and pressure that too online, you can contact them discuss your financial issue. Our personal loan company in Jaipur provide personal finance for personal reasons at low interest rate. Our personal loan agency in Jaipur, Rajasthan is leading loan lending company.

MUNAFAWAL.com offers our customers Personal Loan in Jaipur starting from Rs. 1 Lakh to Rs. 40 Lakh at attractive interest rates for tenure ranging from 12-60 months. This long tenure period ensures you can choose when you wish to repay your loan amount and reduces pressure on your monthly budget. Lending personal loan is easy nowadays avial loan online with our personal loan provider in Jaipur they will guide you about features and procedure. There are several features and benefits offered by MUNAFAWALA.com, due to which they continue to be a top choice of customers.

Customers can check their eligibility for a Munafawala.com personal loan in 60 seconds or less by using the personal loan eligibility calculator here. They can also use Munafawala mPower Bot for 1-minute in-principle loan approval.

  • No need for collateral: while availing the loan.
  • Flexibility in repayment options: Munafawala.com enables customers to choose the tenure of their loan. Customers can calculate the equated monthly instalment (EMI) they are required to pay across various loan tenure to determine a repayment schedule that would suit them the best. With personal loan EMI calculator facility, you can quickly determine the EMI you would be required to pay across various tenures and choose a repayment schedule that suits you the best.  A Personal Loan is advantageous in light of the fact that you can reimburse it throughout some stretch of time in pocket-accommodating portions and you can get speedy disbursal with next to zero administrative work. We are providing personal loan in Jaipur at low interest rate, we have well qualified personal loan agents in Jaipur
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Personal Loan Products

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

Medical Emergency

Borrow Loan Company offers you personal loan Agency for your unexpected medical emergency.Get instant personal loan for your all kind of medical emergency expenses.

Wedding Purpose

You can manage your deram marriage day with our best personal loan Agency in Jaipur option. Have the wedding celebration of your dreams. Apply now personal loan for wedding purpose.

Abroad Travel

Get the funds for the expenditure involved in going abroad for taking up employment. Manage your personal with Borrow Company for fulfill your travelling to abroad.

Child Educations

We provides child loan for pursuing higher, We given the right tools to every potential child. Also, grant personal loan for your child higher education.


Avail Personal loans

Bank Name Interest Rate Processing Fee Loan Amount/Tenure
HDFC Bank Personal LoanHDFC Bank Personal Loan 10.75% – 21.50%Fixed Up to 2.50% One time fee Up to ₹ 40L 1 – 5 Years Apply Now
IndusInd Bank Personal LoanIndusInd Bank Personal Loan 11.00% – 16.75%Fixed Up to 3.50%One time fee Up to ₹ 25L Up to 5 Years Apply Now
Shubh LoansShubh Loans 25.00% – 32.00%Fixed 3.00%One time fee ₹ 75K – ₹ 5L 1 – 4 Years Apply Now
Tata Capital Personal LoanTata Capital Personal Loan 11.25% – 14.49%Fixed Up to 2.75%One time fee Up to ₹ 20L 1 – 6 Years Apply Now
PaySensePaySense 18.00% – 36.00%Fixed 2.00% – 3.00%One time fee ₹ 1L – ₹ 5L Up to 5 Years Apply Now

Get financing for whatever you need now

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Features of Personal Loan

All loans are not created equal, personal loan has become a great option for people to use.

Faster Loan

For funding medical expenses, hospitalization, surgery, No collateral required.

Choose your amount

All charges are communicated up front in writing along with the loan.

Enjoy the best rates

The interest rate offered on personal loans depends a lot on your credit score and it also determines your eligibility for personal loan.

Decide your tenure

Being an unsecured loan type that comes with flexible loan tenure, personal loan Agency in Jaipur offer solutions for a variety of financial issues.

Top Personal Loan Schemes and Offers

You can either visit the official website of the bank to directly apply for a personal loan or visit the Munafawala website to compare loans and then apply for one which you feel is suitable.

Bank Best For Key Highlights
Citibank Personal Loan Low Interest Rate
  • Interest rates ranging between 10.50% p.a. and 17.99% p.a.
  • Loans of up to ₹ 30 lakh
  • Tenure of up to 5 years
HDFC Personal Loan Self-Employed Professional
  • Interest rates ranging between 10.75% p.a. And 21.30% p.a.
  • Tenure of up to 5 years
  • Loans of up to ₹ 15 lakh
Kotak Mahindra Personal Loan Quick Turnaround Time
  • Interest rates starting at 10.75% p.a.
  • Loans of up to ₹ 20 lakh
  • Tenure of up to 5 years
Tata Capital Personal Loan Flexible Interest Rates
  • Interest rates starting at 10.99% p.a.
  • Tenure of up to 6 years
  • Loans of up to ₹ 25 lakh

Personal Loan - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.

Age

Maximum age of applicant at loan maturity: 60 years

Income

Minimum Net Monthly Income: Rs 15,000

Credit Rating

Applicant should have the bank specified credit score.

The following factors are considered by lenders while going through your loan application. If you meet these criteria, consider yourself eligible for a personal loan.

Criteria Salaried Self-Employed
Age 21 years to 60 years 22 years to 55 years
Net Monthly Income ₹ 15,000 ₹ 25,000
CIBIL Score Above 750 Above 750
Minimum Loan Amount ₹ 50,000 ₹ 50,000
Maximum Loan Amount ₹ 25 lakh ₹ 30 lakh

Documents Required for Personal Loan

Requirements Salaried Individuals Self-Employed
Proof of Identity Passport, Voter’s ID, Driving License or PAN Card Passport, Voter’s ID, Driving License or PAN Card
Proof of Residence Passport or utility bills Passport or utility bills
Proof of Income Bank statement of salary account for the past two years Audited financial statement of the past two years

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

A personal loan is a financial instrument that helps you avail funds for a multitude of uses. Like any regular loan; when opting for a Personal Loan you are advanced a specific amount of funds at a set interest rate and can clear it via a fixed repayment tenure. However, a few aspects of a personal loan may prove more advantageous than other loans lie such as:

  • It does not lock in any of the applicant’s assets. As opposed to a Home or Car Loan which locks in the asset against which the loan is sought; Apply for personal loan in Jaipur provide advances for your needs without any collateral.
  • Unrestricted usage: much like the name states. A personal loan is to be availed in case one needs a financial lump-sum for any personal use. Be it due to a medical/social event, lifestyle needs such as home repairs/renovation, or even to consolidate existing loans.

As it offers a collateral free advance, application for a personal loan generally involves ascertaining the applicant’s need/eligibility of funds and their repayment capacity. As such to be eligible for a Personal Loan applicants must generally be salaried individuals and share documents confirming their personal and professional details. Including but not restricted to:

    • KYC Documents (proof of the applicant’s age, nationality, etc.)
    • Documents declaring the continued employment for the applicant
    • A duly filled loan application form.

Alternatively if you are an existing Axis Bank customer you can check login to check out pre-approved offers on personal loans with Axis bank 24×7 personal loans here.

A credit score is a number between 300 and 900 assigned to you by credit bureaus (such as CIBIL). The higher the score, the better are the chances of your loan application (be it for any kind of loan including but not restricted to personal loans) getting approved. If you have a high credit score you may also get a higher loan amount or lower loan rates. However, a score below 750 may reduce your chance of getting a personal loan or grant you a lower amount or a higher interest rate. If your score is below 600 it is advisable to try and find out why your credit score is low. It could be due to past behaviour, such as consistently missing or delaying past EMIs, excessive purchases made on credit, or applied for loans or credit cards with many banks, etc.

No, as personal loans are not a part of one’s income they are not eligible for tax being charged on the disbursed amount. In turn they are also not eligible for any rebate on taxes as may be the case for Home Loans and some Secured Business Loans.

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